Financial Literacy
Workshops in Haitian Creole and English on budgeting, banking, credit, homeownership, small business, and more — so every family in our community can build a stronger financial future.
Budgeting & Saving
How to track income and expenses, build a household budget, set savings goals, and break the cycle of living paycheck to paycheck.
Banking Basics
Opening and using checking and savings accounts, understanding fees, making deposits and withdrawals, wire transfers, and avoiding predatory financial services.
Credit Building & Repair
What a credit score is, how it affects your life, how to build credit from scratch, and steps to repair a damaged credit history.
Home Buying & Mortgage
The home buying process step by step — pre-approval, down payment assistance programs, understanding mortgage terms, closing costs, and working with a realtor.
Small Business Basics
Starting a business in Florida, registering a business entity, separating personal and business finances, and accessing small business resources and microloans.
Tax Filing Basics
Understanding W-2s and 1099s, free tax filing resources (VITA), deadlines, refunds, EITC eligibility, and what to do if you have not filed in prior years.
Why This Program Exists
Many Haitian and immigrant families in South Florida navigate the US financial system without the knowledge or guidance needed to make it work for them. Language barriers, distrust of institutions, and a lack of culturally relevant financial education leave families vulnerable to predatory lenders, unmanageable debt, and missed opportunities for homeownership and business growth.
AHVED's Financial Literacy program meets families where they are — with workshops delivered in Haitian Creole and English, using real-life examples and practical tools they can use immediately. We don't just explain the system; we show people how to work it to their advantage.
All workshops are taught in Haitian Creole and English. Written materials, worksheets, and handouts are available in both languages so participants can follow along fully and take home what they learned.
What We Provide
Each workshop is a standalone session — you can attend one topic or all of them. Topics are offered in rotation at each location across three counties in South Florida.
Workshops are conducted in Haitian Creole and English simultaneously. Instructors are fluent in both languages and all written materials are available in both languages. No prior financial knowledge needed to attend.
Who Is Eligible
Adults who are unbanked or underbanked and want to enter the financial system
First-time homebuyers navigating the mortgage and purchase process
Entrepreneurs starting or growing a small business
Anyone who wants to build or repair their credit score
Families looking to save, reduce debt, and plan for the future
Workers wanting to understand their pay, taxes, and benefits
All are welcome.
How to Enroll
Contact AHVED to find the next workshop in your area. Most sessions are open to all. Walk-ins are welcome.
Check AHVED's events calendar or call (239) 245-9010 for the upcoming workshop schedule in your county.
Interested in this program?
Fill out the short form below and an AHVED team member will follow up with you within 1 to 2 business days.
Ready to Get Started?
Reach our program team at programs@ahved.org